Mike's Home Inspector BlogMichael Burfitt |
Mike's Home Inspector BlogMichael Burfitt |
There has been a lot of construction in the Halifax area over the past few years, with many new homes and apartment buildings opening for occupancy this year. With that hopefully comes long overdue opportunities for first time homebuyers in the market. Like any first-time buyer, when we bought our first home it become apparent that the wish list was just that, and many tough decisions had to be made to secure the home we were looking for. Unicorns Don’t Exist Despite the fact it is the national animal of Scotland, Unicorns are not real. So is the idea that you will find the perfect home. Let me dispel that myth right now: I have inspected homes of all types, and every single one is them has one thing in common: they aren’t perfect! I recently had a client who was buying an older home which could best be described as a fixer upper: as a home inspector I rightfully pointed out that while the home may not be aesthetically pleasing, the four major systems (roof, electrical, plumbing, HVAC) were all in great condition and have been well maintained. These homes are often passed over when with a little TLC they can make a great new home! Remember to Use Facts, Not Emotion I tend to be a bit animated when doing inspections, mainly because I love what I do. There is a surprising amount of subjectivity in a good inspection, which is why I am not worried about an AI takeover anytime soon. Ultimately, however, I am interested in hard facts as much as possible. I always look for Electrical: Is it grounded? Is the panel properly installed and labelled? Plumbing: Is the area known for lead pipe? Does the home use modern materials? Roof: What type of material? Are there any missing shingles or pieces? Any signs of leaks? HVAC: What type of heating or cooling system? How old is the unit? Is there evidence of proper maintenance? One of the biggest challenges as a home inspector is to balance between using past experiences and knowledge to draw from, and understanding that every home is unique. One of the best-looking roofs I ever inspected had an active leak and the worst…. did not. Same with sewer inspections: the best looking sewer line I checked was 50 years old while a 1 year old line had a partial blockage! While it can be a challenge, it is important to evaluate facts and know what your bottom line is. Don’t Underestimate Maintenance Costs
One important quality of a good home inspector is to maintain impartiality and avoid real and perceived conflicts of interest. In addition to insurance, property taxes and other fixed costs, one of the "joys" of home ownership is having to deal with system breakdowns. Plumbing leaks? HVAC not heating? Lights flickering? That’s now your responsibility and usually nobody teaches you how to do those things. My passion is helping home occupants from all walks of life live in a safe and healthy home but I especially like helping new homeowners. It motivated me in my first job as a fresh faced 16 year old and it motivates me to provide the best inspection services possible. While I did not start our home inspection company until 2021 (I wish I would have started years earlier but that’s another blog post!) my interest in homes goes all the way back to my childhood. I used to love helping my father do construction projects and got my first job at a home improvement retailer whose name rhymes with Rent. During the almost 7 years I worked at that company, I got to learn a lot about all aspects of home construction. I was lucky to have worked in almost every aisle in the store at one time or another and even spent plenty of time on home construction sites in the early 2000s (I was inside many of the homes under construction on Portland Hills Drive and Lakeshore Park Terrace in Dartmouth, for example) and got to see homes at various stages of construction but I digress. I have always loved hearing stories from long time homeowners and contractors and relished the opportunity to expand my knowledge. One thing I heard repeatedly was that, without fail, those who were working on or just completed home renovation projects commented on how they were always more expensive and time consuming than they could have ever dreamed. I heard more than one story of a DIYer getting in way over their heads and having to restart a project from scratch at great expense. Since that time, I can only imagine it has gotten exponentially worse, particularly with the explosion of home renovation shows that make renovations look like a snap! Spoiler Alert: they aren't! Tearing Out Walls – Not Just a Simple Sledgehammer
I tend to bemoan that nearly every show seems to want an “open concept” home, where many interior walls are removed. The show makes it look so easy: a few swings of a sledgehammer, a few minutes of cleanup and voila! In reality:
I am certainly not saying to never ever remove walls: in many cases this may be the best choice. However, don’t think for a second it’s a simple 1-hour job! Don’t Forget the Law It is not required to upgrade your home to modern building codes, however, if you choose to do major renovations any new work completed must meet the latest building codes. In Halifax you can refer to the M-200 bylaw, however, every town and municipality is different so check with local authorities. Plumbing, Electrical and HVAC There is a reason these professions are so expensive to hire and becoming a plumber, electrician or HVAC technician requires extensive field and classroom training: the systems involved are complex, and one mistake can be very costly. While I have done basic plumbing repairs, I always leave the big jobs for the professionals. One small error can lead to major water damage. HVAC (Heating, Ventilation & Air Conditioning) systems require careful balancing that even skilled contractors can struggle to get right. Most homes are designed with zones and tearing down walls can cause an HVAC system to become unbalanced and inefficient. As for electrical, I consider my knowledge of electrical systems to be my strongest area as a home inspector, but I am not in any way an electrician! I know how to identify most hazards and educate home occupants, but I also know that electrical loads must be carefully balanced in a home between the two 120V service wires and would never attempt to modify the electrical system! As a homeowner, I have increased my skills in doing repairs myself (I recently did successful renovations to the front porch) but I always stop and consider if a project is beyond my skill level. Saving money sounds great until a mistake costs far more than just calling in a professional the first time. One of the most interesting things about being a home inspector is how there is always something new to learn. As generalists, we simply aren’t experts on everything, and any home inspector who claims to know everything is one to avoid. That doesn’t mean that the desire to learn more isn’t strong! One term I learned recently is patina. Of course, I already knew it by the more commonly used phrase copper corrosion. This is simply how copper turns from orange/brown to green and contrary to most scary articles online, is rarely a concern. In fact, I recently recommended for the first time in my years of business, an evaluation of excess patina to be investigated by a plumber. Here is the world’s most famous example of patina in action: When one thinks of the Statue of Liberty in New York City, we all think of the iconic green color. The simple fact is that the green is NOT what the designer had in mind and the picture on the left is what it would have looked like 100 years ago when it was new: the copper has corroded on the surface giving this green color. As the statue has been monitored and maintained for over 100 and has shown no signs of structual compromise, this can be true for copper water supply lines but a 100 year old copper line should definitely be inspected by a qualified plumber!
Congratulations on taking the step to becoming a homeowner! I know both as a home inspector and a homeowner (well, technically the bank still owns it, but you get the idea), owning a home is a wonderful milestone, especially in this crazy market! It also comes with its fair share of responsibilities and potential headaches that all the shiny real estate brochures tend to gloss over. As a seasoned home inspector, I've seen it all – from minor issues that could have been easily prevented to major problems that could have been costly to fix (think six figures!). To help you navigate your new role as a homeowner, here are four essential insights that I wish every new homeowner knew: Regular Maintenance Saves Money in the Long Run Many homeowners underestimate the importance of regular maintenance. Simple tasks like cleaning gutters, changing HVAC filters (furnace filters need to be replaced every 3 months), and inspecting caulking around windows and doors may seem insignificant, but they can prevent costly repairs down the line. While easier said than done, try to create a maintenance schedule and stick to it to keep your home in top condition. With the snow gone and warm weather on the way, now is the perfect time to plan out a summer maintenance schedule like I just did, and hopefully the rain will stop so I can continue to get more done. Know Your Home's Systems Understanding how your home's systems work can save you from headaches in the future. Take the time to familiarize yourself with the location of:
Know when and how to perform basic troubleshooting, and always have emergency contact information for professionals in case of major issues (trust me: emergencies never wait for your schedule to clear!). (Over) Budget for Repairs and Upgrades
Owning a home inevitably comes with repair and maintenance costs. Create a budget for both expected and unexpected expenses, including repairs and upgrades. Prioritize projects based on urgency and budget constraints and remember to set aside funds for emergencies. Being financially prepared can alleviate stress when unexpected issues arise. Spoiler from a homeowner and home inspector: repairs and renovations almost always cost a lot more than you budget for and the cheap option usually ends up being the costliest. Stay Proactive Don't wait until a minor issue becomes a major problem. Stay proactive by addressing maintenance tasks promptly and addressing any issues as soon as they arise. Ignoring small problems can lead to bigger headaches and expenses down the line. Whether it's a leaky faucet or a cracked foundation, tackle issues head-on to preserve the integrity of your home. I learned this one at an early age working at a home improvement retailer and saw the many faces of distressed homeowners who did not act proactively or tried to cut corners with cheap DIY "fixes". Being a homeowner comes with its challenges, but with proper knowledge and preparation, you can navigate the responsibilities with confidence. By staying proactive, investing in inspections (*ahem* particularly from a Certified Professional Inspector like me!), understanding your home's systems, and budgeting for maintenance and repairs, you can ensure that your home remains a safe and comfortable haven for years to come with minimal surprises. Happy homeownership! Five Golden Rings of Electrical Safety Electrical is probably the most important part of an inspection: while there is no doubt there is an issue when there is a waterfall in the kitchen or a large horizontal crack in the foundation, electrical issues can be difficult to detect by the untrained eye. Here are five that I always look for: Single strand aluminum branch circuits: Not all aluminum wiring is problematic; it's commonly used for electrical conduction due to its cost-effectiveness and lightweight nature. I also look for Knob & Tube (K&T) although it has largely been removed and replaced over the years. Inspection of Electrical Receptacles: Checking a representative sample for missing grounds, reverse polarity, and signs of arcing, such as burn marks. Reporting on the status of Ground Fault (GFCI) and Arc Fault (AFCI) Circuit interrupters: Building and Electrical Codes evolve; retroactive changes are rare. In spite of this, I always suggest updating electrical systems to the latest standards. Assessing DIY Modifications: Any signs of makeshift "improvements," like the use of extension cords for permanent power supply, are noted. System Overview: Assessing the entire system for adequate amperage, checking for undersized wires (oversizing is acceptable but wasteful), and ensuring no reasons exist for the power utility and insurance company to refuse service to the home. Six Geese-a-Laying Insulation Tips In older homes, insulation sometimes becomes an issue due to DIY attempts. While modern homes adhere to updated building codes, some retrofits fall short. For instance, in one inspection of an older brick house, the added insulation was carelessly installed, defeating its purpose. Remember, proper insulation traps air in pockets; compressing it renders it ineffective. Wet fiberglass insulation? Only fit for the trash. More insulation is beneficial, but not when compressed to squeeze more in. Seven Swans-a-Swimming in Plumbing
Plumbing installations by professionals are generally sound, but ongoing maintenance is crucial. Homeowners need to realize that sinks and drains aren't infinite voids. Disposing of inappropriate materials like baby wipes or bacon grease can lead to plumbing issues brewing for years, suddenly surfacing as household disasters. Eight Maids-a-Milking Moisture Concerns Moisture is the ultimate nemesis of homes, fostering rot, mould, and significant damage. The following proactive measures are key:
Stay tuned next week when we conclude this Christmas theme blog and look at four more inspection items. We are currently renovating one of our three bathrooms: we replaced the shower unit, redid the floors, painted the walls and the next step will be to replace the vanity and sinks. When the installers were putting in the new shower, it was observed that there was a rotted subfloor that needed to be replaced. Not a big surprise or expense, but something that should not be ignored. Today’s blog post is a spotlight on bathrooms and some of the things we home inspectors are looking for. Water Damage
I’ve said it many times but will repeat again that water is the #1 enemy of homes. Obviously, a bathroom is by design filled with water using fixtures that are valuable, provided they function as intended. I have identified many leaks during home inspections, but surprisingly the bathroom is rarely the cause. This is likely because most homeowners regularly visit the bathroom and can quickly identify and stop a leak. The two most common causes of water damage are:
GFCI Receptacles Ground-Fault Circuit Interrupters are critical safety features that can prevent death by electrocution (water and electricity don’t mix!). Electrical codes have expanded their use throughout the home but the first room they were required to be installed in was the bathroom. Not only do we always check that they are working properly, but they should also be tested monthly by the homeowner/tenant. Ventilation People are often surprised to learn that the kitchen doesn’t require ventilation, but the bathroom certainly does. A fan (or window) is required to remove the high amounts of moisture, especially after a shower otherwise mould and mildew can quickly take root. There is another type of ventilation we look for: waste pipe (DWV) ventilation. One of the clearest symptoms of inadequate DWV ventilation is gurgling toilets and we can advise further steps if this is detected during a home inspection. Shower/Flooring Tiles A home inspector is not an interior decorator and does not focus on cosmetic issues, but cracked flooring or shower tiles are not only ugly but can provide a means for water to flow where it should not be going. We also don’t comment on things like carpet, but an exception is made for both the bathroom and kitchen as neither should ever have carpeted floors. Improper Drainage While I offer and usually recommend a sewer scope inspection to my clients, they aren’t always necessary to detect problems. The biggest issue I see is slow draining sinks and toilets. If all the sinks and tubs in the home are slow to drain, it is likely a system wide problem that a scope can provide more information about. Luckily most drain issues are isolated to one specific sink or tub and it is often the result of hair that catches debris and while gross, is usually not difficult to clear. Be sure to regularly clean your drains to prevent this from happening. Contrary to certain TV shows, a bathroom leak is usually not detected from a waterfall in the floor below but is usually very slow and subtle. As a home inspector I use thermal imaging, moisture meters and of course good old-fashioned senses to help determine if a bathroom requires further attention from a plumber. As a professional home inspector, my journey has been shaped not only by my keen eye for detail but also by my proficiency in collecting and analyzing data. This skill, honed through many years of experience, has allowed me to derive valuable information from the reports I generate. In this blog post, I'll delve into how my data-driven approach has transformed my inspections, enabling me to make informed decisions, identify trends, and avoid baseless speculation. Harnessing the Data Advantage In a previous role, I experienced a dramatic reduction in my workload by applying my data analysis knowledge, which also granted me the time to pursue my dream of becoming a home inspector. Armed with the insights I've gained over the years; I now use data to support my instincts and bolster my assessments with hard evidence and facts. This approach allows me to provide more comprehensive and accurate home inspections. Identifying Trends: Examples from the Field Let's take a look at some real-world examples of how data has enhanced my ability to conduct inspections:
By consistently collecting and analyzing data on these aspects, I've gained the ability to quickly assess whether a home's features fall within typical parameters or if there's something unique to investigate further. This approach not only streamlines the inspection process but also motivates me to delve deeper into rarer building materials, expanding my knowledge base. I can use this information to better inform clients on the site during the inspection process. The Limitations of Data While data is a powerful tool in the home inspection arsenal, it's crucial to acknowledge its limitations. Data should not be used as a shortcut to draw conclusions without thorough examination. To illustrate this point, let's consider a non-related example: Imagine a casino game of roulette where a screen displays data on past spins, such as the percentage of spins landing on red versus black. This data may seem helpful but is entirely irrelevant because, in reality, the odds of the ball landing on a specific number in each spin never change. It's a constant probability as each spin of the wheel is independent of the last. Bringing it Back to Home Inspections In the world of home inspections, data can reveal statistical trends. For instance, I can share that 3-tab shingles are statistically more likely to have problems than architectural shingles (almost solely based on the fact 3-tab are generally much older), which, in turn, are more likely than metal roofs to present issues. However, the real world is filled with surprises. I've seen homes with old shingle roofs that exhibited no leaks and, conversely, brand-new roofs with leaks. Ultimately, while my knowledge of statistics and data helps me identify trends and streamline my work, it is no substitute for the hands-on inspection process. Home inspections demand a thorough, physical examination of each property, leaving no room for shortcuts or assumptions. In the realm of home inspections, the fusion of expert observation and data analysis is a powerful combination. It empowers inspectors like yours truly to make informed assessments, identify trends, and offer valuable insights to clients. Yet, it's essential to remember that data alone cannot replace the meticulous, on-site examination required to ensure a comprehensive evaluation of a property. The art of home inspection lies in striking the right balance between data-driven analysis and the hands-on inspection experience.
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Inside Edge Home Inspections Ltd.
Halifax, NS 902-209-9921 [email protected] Proudly Serving the HRM & Central Nova Scotia |