Mike's Home Inspector Blog

There has been a lot of construction in the Halifax area over the past few years, with many new homes and apartment buildings opening for occupancy this year. With that hopefully comes long overdue opportunities for first time homebuyers in the market. Like any first-time buyer, when we bought our first home it become apparent that the wish list was just that, and many tough decisions had to be made to secure the home we were looking for.

Unicorns Don’t Exist
Despite the fact it is the national animal of Scotland, Unicorns are not real. So is the idea that you will find the perfect home. Let me dispel that myth right now: I have inspected homes of all types, and every single one is them has one thing in common: they aren’t perfect! I recently had a client who was buying an older home which could best be described as a fixer upper: as a home inspector I rightfully pointed out that while the home may not be aesthetically pleasing, the four major systems (roof, electrical, plumbing, HVAC) were all in great condition and have been well maintained. These homes are often passed over when with a little TLC they can make a great new home! 

Remember to Use Facts, Not Emotion
I tend to be a bit animated when doing inspections, mainly because I love what I do. There is a surprising amount of subjectivity in a good inspection, which is why I am not worried about an AI takeover anytime soon. Ultimately, however, I am interested in hard facts as much as possible. I always look for

1. Electrical: Is it grounded? Is the panel properly installed and labelled?
2. Plumbing: Is the area known for lead pipe? Does the home use modern materials?
3. Roof: What type of material? Are there any missing shingles or pieces? Any signs of leaks?
4. HVAC: What type of heating or cooling system? How old is the unit? Is there evidence of proper maintenance?

One of the biggest challenges as a home inspector is to balance between using past experiences and knowledge to draw from, and understanding that every home is unique. One of the best-looking roofs I ever inspected had an active leak and the worst…. did not. Same with sewer inspections: the best looking sewer line I checked was 50 years old while a 1 year old line had a partial blockage! While it can be a challenge, it is important to evaluate facts and know what your bottom line is. 

While I did not start our home inspection company until 2021 (I wish I would have started years earlier but that’s another blog post!) my interest in homes goes all the way back to my childhood. I used to love helping my father do construction projects and got my first job at a home improvement retailer whose name rhymes with Rent. ​

Tearing Out Walls – Not Just a Simple Sledgehammer
I tend to bemoan that nearly every show seems to want an “open concept” home, where many interior walls are removed. The show makes it look so easy: a few swings of a sledgehammer, a few minutes of cleanup and voila! In reality: 

• Removing drywall is dowright messy. 
• ​That wall may be a load bearing wall and removing it can cause serious and potentially catastrophic damage to a home. This is especially true on the lower level of a home.  
• Plumbing and electrical systems are far more complex than just a few pipes and wires and relocating these lines is not as simple as just redirecting them to another wall. 
• HVAC systems are generally designed for zones (i.e. rooms, walls, etc) and there is a lot of delicate building science involved in their design. 
• Removing waste is both time consuming and expensive.
• If that wall was built before the 90s, chances are it very likely has some amount of Asbestos in it. Mesothelioma, despite being the subject of sleazy late night TV lawyers is no joke!
• Sledgehammers are fun…. for the first three swings.

I am certainly not saying to never ever remove walls: in many cases this may be the best choice. However, don’t think for a second it’s a simple 1-hour job! 

Don’t Forget the Law
It is not required to upgrade your home to modern building codes, however, if you choose to do major renovations any new work completed must meet the latest building codes. In Halifax you can refer to the M-200 bylaw, however, every town and municipality is different so check with local authorities. 

Plumbing, Electrical and HVAC
There is a reason these professions are so expensive to hire and becoming a plumber, electrician or HVAC technician requires extensive field and classroom training: the systems involved are complex, and one mistake can be very costly. While I have done basic plumbing repairs, I always leave the big jobs for the professionals. One small error can lead to major water damage. 

HVAC (Heating, Ventilation & Air Conditioning) systems require careful balancing that even skilled contractors can struggle to get right. Most homes are designed with zones and tearing down walls can cause an HVAC system to become unbalanced and inefficient. 

As for electrical, I consider my knowledge of electrical systems to be my strongest area as a home inspector, but I am not in any way an electrician! I know how to identify most hazards and educate home occupants, but I also know that electrical loads must be carefully balanced in a home between the two 120V service wires and would never attempt to modify the electrical system! 
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As a homeowner, I have increased my skills in doing repairs myself (I recently did successful renovations to the front porch) but I always stop and consider if a project is beyond my skill level. Saving money sounds great until a mistake costs far more than just calling in a professional the first time.

Congratulations on taking the step to becoming a homeowner! I know both as a home inspector and a homeowner (well, technically the bank still owns it, but you get the idea), owning a home is a wonderful milestone, especially in this crazy market! It also comes with its fair share of responsibilities and potential headaches that all the shiny real estate brochures tend to gloss over. As a seasoned home inspector, I've seen it all – from minor issues that could have been easily prevented to major problems that could have been costly to fix (think six figures!). To help you navigate your new role as a homeowner, here are four essential insights that I wish every new homeowner knew:
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Regular Maintenance Saves Money in the Long Run
Many homeowners underestimate the importance of regular maintenance. Simple tasks like cleaning gutters, changing HVAC filters (furnace filters need to be replaced every 3 months), and inspecting caulking around windows and doors may seem insignificant, but they can prevent costly repairs down the line. While easier said than done, try to create a maintenance schedule and stick to it to keep your home in top condition. With the snow gone and warm weather on the way, now is the perfect time to plan out a summer maintenance schedule like I just did, and hopefully the rain will stop so I can continue to get more done. 

Know Your Home's Systems
Understanding how your home's systems work can save you from headaches in the future. Take the time to familiarize yourself with the location of:

• your electrical panel, especially the main breaker. 
• water shut-off valve(s), usually located in the corner of the basement.
• HVAC system type and the fuel shutoff if applicable.

Know when and how to perform basic troubleshooting, and always have emergency contact information for professionals in case of major issues (trust me: emergencies never wait for your schedule to clear!).

(Over) Budget for Repairs and Upgrades
Owning a home inevitably comes with repair and maintenance costs. Create a budget for both expected and unexpected expenses, including repairs and upgrades. Prioritize projects based on urgency and budget constraints and remember to set aside funds for emergencies. Being financially prepared can alleviate stress when unexpected issues arise. Spoiler from a homeowner and home inspector: repairs and renovations almost always cost a lot more than you budget for and the cheap option usually ends up being the costliest. 

Stay Proactive
Don't wait until a minor issue becomes a major problem. Stay proactive by addressing maintenance tasks promptly and addressing any issues as soon as they arise. Ignoring small problems can lead to bigger headaches and expenses down the line. Whether it's a leaky faucet or a cracked foundation, tackle issues head-on to preserve the integrity of your home. I learned this one at an early age working at a home improvement retailer and saw the many faces of distressed homeowners who did not act proactively or tried to cut corners with cheap DIY "fixes". 

Being a homeowner comes with its challenges, but with proper knowledge and preparation, you can navigate the responsibilities with confidence. By staying proactive, investing in inspections (*ahem* particularly from a Certified Professional Inspector like me!), understanding your home's systems, and budgeting for maintenance and repairs, you can ensure that your home remains a safe and comfortable haven for years to come with minimal surprises. Happy homeownership!

Five Golden Rings of Electrical Safety
Electrical is probably the most important part of an inspection: while there is no doubt there is an issue when there is a waterfall in the kitchen or a large horizontal crack in the foundation, electrical issues can be difficult to detect by the untrained eye. Here are five that I always look for:
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Single strand aluminum branch circuits: Not all aluminum wiring is problematic; it's commonly used for electrical conduction due to its cost-effectiveness and lightweight nature. I also look for Knob & Tube (K&T) although it has largely been removed and replaced over the years. 
Inspection of Electrical Receptacles: Checking a representative sample for missing grounds, reverse polarity, and signs of arcing, such as burn marks. 

Reporting on the status of Ground Fault (GFCI) and Arc Fault (AFCI) Circuit interrupters: Building and Electrical Codes evolve; retroactive changes are rare. In spite of this, I always suggest updating electrical systems to the latest standards. 
Assessing DIY Modifications: Any signs of makeshift "improvements," like the use of extension cords for permanent power supply, are noted.
System Overview: Assessing the entire system for adequate amperage, checking for undersized wires (oversizing is acceptable but wasteful), and ensuring no reasons exist for the power utility and insurance company to refuse service to the home.

Six Geese-a-Laying Insulation Tips
In older homes, insulation sometimes becomes an issue due to DIY attempts. While modern homes adhere to updated building codes, some retrofits fall short. For instance, in one inspection of an older brick house, the added insulation was carelessly installed, defeating its purpose. Remember, proper insulation traps air in pockets; compressing it renders it ineffective. Wet fiberglass insulation? Only fit for the trash. More insulation is beneficial, but not when compressed to squeeze more in.

I am now entering my third year running an independent home inspection company and what a fun ride it has been! I can now confidently say that every home is different, no two homes are alike and one of the most exciting parts of being a home inspector is discovering something new. It is always fun to see a unique feature of a home and to see things that we previously have only seen during training. 

However, there are some things that are the same on every inspection and while no two inspector’s skill or background is the same there are some things every inspector should know. It always comes off as a shock when I tell clients that there are zero home inspection regulations in Nova Scotia, and anyone can legally call themselves a home inspector in a week or two. Here is a sample of some questions a home inspector should be able to confidently answer after every inspection. 

Does This Home Have Concerning Electrical Issues?
While we are not electricians, home inspectors should be able to detect most major electrical issues. They include: 

• Potential unsafe aluminum (AL) wiring, and differentiating between normal and abnormal AL as not all AL wiring is a concern. 
• If a home is grounded, why this is an issue and how much of a concern it is. There are a few solutions at various costs for ungrounded homes and a home inspector should be aware of the major solutions electricians use aside from rewiring the entire home. 
• If any receptacles have reverse polarity and why this can SOMETIMES be a concern with certain appliances.

 
What Are the Major Plumbing Materials? 
Most homes I inspect use copper pipe to bring service in from the street, cross-linked polyethylene (PEX) for distribution and plastic, and either ABS (black) or PVC (white) for wastewater. An inspector should be aware of materials that may or may not be a concern such as: 

• Lead supply lines and the dangers of lead poisoning. They should be aware that here in Halifax they are only found in certain areas, such as peninsular Halifax and downtown Dartmouth. 
• If a home has polybutylene or Kitec (PEX-AL-PEX) and why these are controversial materials.
• If the water pressure is lower than average, especially when multiple taps are used. This may or may not be an issue and a home inspector should be able to advise accordingly. 

Does The Home Have Potential Water Infiltration Issues? 
There is a common phrase I use which is “water is the #1 enemy of homes” and biggest concern I get called about is moisture and the damage it has caused. A home inspector should know that water has many ways to enter a home and some of the many signs of water damage. Like many home inspectors, I use a number of tools as well as all my senses to look for signs of either active or potential water infiltration into the home. While we don't have X-ray vision and leaks can be very difficult to detect, a home inspector should be aware of the various ways unwelcome ways water can enter a home. 

These are just some baseline areas that all home inspectors should be able to confidently speak of. While we are generalists, not specialists we should have a strong enough knowledge to identify the majority of home defects. Your inspector should answer these three questions either verbally or in a report.